Página inicialGruposDiscussãoMaisZeitgeist
Pesquise No Site
Este site usa cookies para fornecer nossos serviços, melhorar o desempenho, para análises e (se não estiver conectado) para publicidade. Ao usar o LibraryThing, você reconhece que leu e entendeu nossos Termos de Serviço e Política de Privacidade . Seu uso do site e dos serviços está sujeito a essas políticas e termos.
Hide this

Resultados do Google Livros

Clique em uma foto para ir ao Google Livros

The Total Money Makeover: Classic Edition: A…
Carregando...

The Total Money Makeover: Classic Edition: A Proven Plan for Financial… (original: 2003; edição: 2013)

de Dave Ramsey (Autor)

MembrosResenhasPopularidadeAvaliação médiaMenções
3,577622,709 (4.16)28
"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.… (mais)
Membro:RoFlo
Título:The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Autores:Dave Ramsey (Autor)
Informação:Thomas Nelson (2013), Edition: 1, 272 pages
Coleções:Completed, Sua biblioteca, Favoritos
Avaliação:*****
Etiquetas:Nenhum(a)

Detalhes da Obra

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness de Dave Ramsey (2003)

  1. 00
    Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! de Robert T. Kiyosaki (fulner)
    fulner: I really feel like Ramsey and Kiyosaki's works compliment each other. Kiyosaki's is actually more challenging and has more intellectual reasons of HOW and WHY things work, while Ramsey is more nuts and bolts "do this or you are screwed" and works on them heart strings. Get both, and stay out of debt.… (mais)
  2. 00
    Financial Peace: Restoring Financial Hope to You and Your Family de Dave Ramsey (fulner)
    fulner: The Total Money Makeover is a good read, but the support of Finical Peace University and the entire Finical Peace Plan really make the baby steps doable and achievable.
  3. 00
    Fun Is Good: How To Create Joy & Passion in Your Workplace & Career de Mike Veeck (fulner)
    fulner: Once you start your "Total Money Makeover" it can be difficult to keep going. Finical peace is a necessity, but its not lasting if you aren't having Fun. I highly recommend "Fun is Good" be added to your library.
Carregando...

Registre-se no LibraryThing tpara descobrir se gostará deste livro.

Ainda não há conversas na Discussão sobre este livro.

» Veja também 28 menções

Mostrando 1-5 de 61 (seguinte | mostrar todas)
There are few things I hate in life. One of them is debt. Therefore, I love this book. Simple as that. ( )
  OutOfTheBestBooks | Sep 24, 2021 |
Great book. Ramsey has done a great service to the world by using his giftings in this way.

I have heard that Crown Financial Ministries (www.crown.org) is also very good for anyone interested in further help. ( )
  Shockleyy | Jun 6, 2021 |
A lot of fluff, not a lot of content. The actual relevant information contained within could be written out on a half sheet of lined notebook paper. If you wanted to be wordy about it, you could stretch it to a full page, maybe even front and back if you wrote in large enough font. Once that's out of the way, the remaining 95% of the book is repetitive phrases like "gazelle-ness" or anecdotes preaching (it's downright religious in its over the top worship and sincerity) the Ramsey Way. Quite honestly, it reads more like proselytizing or propaganda than an educational manuscript.

I do not doubt this method works, the same way nearly any budget or diet works for those who stick to it. I think parts of it are ludicrous and fail to consider real life, but if life goes smoothly and you don't need more than $1000 worth of emergency funds while you're depleting your savings to pay off your debts in steps 1 and 2, you'll get somewhere. Great, but don't spend $20 on this book, because just a glance through the reviews finds it summarized for free here, without all the truly obnoxious propaganda I skipped over trying to find the actual meat.

One positive I will point out, it's nice to read a finance book that doesn't spend six chapters telling you to quit buying Starbucks or avocados or whatever the latest tiny item the world has decided is keeping the youngings poor, instead of a job market built on patchwork gig work that pays minimum wage. That said, it gives little to no details on how to actually put money away beyond "do it" or get another job, which, again, it's 2020, lots of people in debt are working multiple jobs, including yours truly, so being told that's a fix is humorous, considering that's the norm. ( )
  lclclauren | Sep 12, 2020 |
The book is motivating with the stories. However, if you don't know anything about Dave Ramsey's baby steps, this book can be confusing. It is not laid out in a manner that is concise. Dave rambles a lot, which is fine if you are already familiar with his plan but, not if you aren't. While familiar with his plan, I had more expectations for this book. ( )
  sunnydrk | Jul 25, 2020 |
An excellent approach to financial freedom, starting with an emergency fund and debt reduction before investing and giving. ( )
  PhillipThomas | Feb 8, 2019 |
Mostrando 1-5 de 61 (seguinte | mostrar todas)
The bedrock of his system is simple: work hard, pay what you owe and stay out of debt. His main commandment is "Pay cash." He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. Ramsey understands the difficulty in putting these steps into action, and therefore packs his book with personal testimonials from everyday people who have used his system and have become debt free, with obvious struggles.
 

Pertence à série

Você deve entrar para editar os dados de Conhecimento Comum.
Para mais ajuda veja a página de ajuda do Conhecimento Compartilhado.
Título canônico
Informação do Conhecimento Comum em inglês. Edite para a localizar na sua língua.
Título original
Títulos alternativos
Data da publicação original
Pessoas/Personagens
Lugares importantes
Eventos importantes
Filmes relacionados
Premiações
Informação do Conhecimento Comum em inglês. Edite para a localizar na sua língua.
Epígrafe
Dedicatória
Primeiras palavras
Informação do Conhecimento Comum em inglês. Edite para a localizar na sua língua.
"As lost as a ball in tall weeds!" That is exactly how I felt.
Citações
Últimas palavras
Informação do Conhecimento Comum em inglês. Edite para a localizar na sua língua.
Aviso de desambiguação
Editores da Publicação
Autores Resenhistas (normalmente na contracapa do livro)
Idioma original
CDD/MDS canônico
Canonical LCC

Referências a esta obra em recursos externos.

Wikipédia em inglês (2)

"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" This book isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you"--Publisher's description.

Não foram encontradas descrições de bibliotecas.

Descrição do livro
Resumo em haiku

Capas populares

Links rápidos

Avaliação

Média: (4.16)
0.5
1 6
1.5 1
2 19
2.5 4
3 66
3.5 10
4 172
4.5 14
5 208

É você?

Torne-se um autor do LibraryThing.

 

Sobre | Contato | LibraryThing.com | Privacidade/Termos | Ajuda/Perguntas Frequentes | Blog | Loja | APIs | TinyCat | Bibliotecas Históricas | Os primeiros revisores | Conhecimento Comum | 163,329,776 livros! | Barra superior: Sempre visível